Credit · Capital · Wealth

Restore your credit.
Fund your contracts.
Build real wealth.

A.C.T. Services is a full-spectrum credit and wealth firm. We repair the score, unlock the capital through Get A.C.T. Funding, and place primary auto tradelines that move you from approved to acquiring.

$80K
Funding ceiling
48hr
Avg. file review
100%
Primary tradelines
1-on-1
Wealth coaching
Credit Repair Get A.C.T. Funding Auto Primary Tradelines Wealth Coaching Business Credit Credit Repair Get A.C.T. Funding Auto Primary Tradelines Wealth Coaching Business Credit Credit Repair Get A.C.T. Funding Auto Primary Tradelines Wealth Coaching Business Credit

What we do

Four pillars. One outcome.

Every A.C.T. client moves through the same proven sequence — repair, fund, leverage, accumulate.

Credit Repair

Dispute, delete, and rebuild. We attack inaccurate, unverifiable, and unfair items across all three bureaus.

Get A.C.T. Funding

Turn your approval into capital. Get the contract funded, the keys delivered, and the cash flow moving.

Auto Primary Tradelines

Real, primary auto loan tradelines reporting in your name. Built to age, score, and stack.

Wealth Building

Personal & business credit architecture, banking strategy, and assets that compound — not consume.

Get A.C.T. Funding

Get Funding Now.

You found the deal. You signed the contract. Now what? Get A.C.T. Funding is our proprietary funding pipeline that turns signed agreements into deposited capital — fast, structured, and without the runaround of traditional lenders.

  • Approvals up to $100,000
  • FICO scores from 550
  • Longer terms & low APRs — keep payments super low
  • Access to Prime, Near Prime, and Subprime programs
  • Same-week contract review and funding decisions
  • Direct underwriting — no broker layers, no fluff

Our comprehensive financing program can be working for your business* — increasing revenue.

Get Funded Now
Get A.C.T. Funding · File #ACT-0916● Funded
Contract TypeAuto · Primary
Approved Amount$80,000
Disbursement48 hours
Term StructureCustom · 60 mo.
Total Disbursed
$80,000.00
A.C.T. direct-to-merchant and provider lender partners including US Bank, UGA Finance, and Covered Care
A.C.T. direct-to-consumer lender partners across Super Prime, Prime, Near-Prime, and Sub-Prime tiers
A.C.T. Insta-Card Program — premium point-of-sale credit solutions

Auto Primary Pricing

Tradelines built to scale.

Two transparent tiers. Real primary tradelines, your name, reporting fast.

All Auto Primary tradelines are for a 1-year term

Builder · Auto Primary
$60,000
Reported tradeline value
$1,700one-time
  • Primary auto tradeline in your name
  • Reports to all 3 major bureaus
  • Ideal for stacking & seasoning
  • Pairs with Get A.C.T. Funding
Reserve Builder
Most Popular
Wealth · Auto Primary
$80,000
Reported tradeline value
$2,000one-time
  • Premium primary auto tradeline
  • Reports to all 3 major bureaus
  • Higher reported limit · stronger PG
  • Priority Get A.C.T. Funding queue
  • Includes 30-day score consult
Reserve Wealth

Boost Your Credit

Authorized User Tradelines.

Piggyback on aged, high-limit accounts. Reporting in 14–30 days across all three bureaus — a fast lift to your profile while your primary file matures.

  • Aged 5–30+ years
  • Limits up to $30K
  • Low utilization
  • Reports to all 3 bureaus
TypeB
BankChase
Limit$25,500
OpenedMay 2022
Reports11th
Price$750
TypeB
BankAmex
Limit$19,500
OpenedMar 2019
Reports15th
Price$650
TypeB
BankPSECU (No Current Spots)
Limit$24,500
OpenedApr 2009 (17 yrs)
ReportsLast Day
Price$1,050
TypeB
BankDiscover
Limit$10,000
OpenedNov 2024
Reports4th
Price$600
TypeB
BankWells Fargo
Limit$13,000
OpenedSep 2023
Reports26th
Price$600
TypeB
BankCapital One
Limit$3,000
OpenedMay 2022
Reports9th
Price$500
TypeB
BankBarclay
Limit$10,000
OpenedAug 2025
Reports22nd
Price$600
TypeT
BankChase Sapphire
Limit$20,000
OpenedJun 2021
Reports7th
Price$675
TypeT
BankChase D
Limit$10,000
OpenedDec 2023
Reports16th
Price$600
TypeT
BankDiscover Chrome
Limit$8,800
OpenedJan 2016
Reports17th
Price$750
TypeT
BankDiscover It
Limit$3,000
OpenedJan 2022
Reports23rd
Price$525
TypeT
BankNavy Fed
Limit$10,000
OpenedOct 2025
Reports26th
Price$600
TypeT
BankNavy Federal Amex
Limit$22,000
OpenedApr 2024
Reports24th
Price$650
TypeT
BankAmex Blue Cash
Limit$3,000
Opened2019
Reports25th
Price$475
TypeT
BankPNC Rewards
Limit$7,500
OpenedJun 2019
Reports24th
Price$675
TypeT
BankPNC Cash
Limit$17,500
OpenedOct 2024
Reports22nd
Price$750
TypeD
BankAmerican Express
Limit$15,000
OpenedN/A
Reports6th
Price$600
TypeD
BankAmerican Express
Limit$8,500
OpenedSep 1992 (33 yrs)
Reports9th
Price$1,300
TypeD
BankNavy Fed
Limit$30,000
OpenedAug 2021 (4 yrs)
Reports17th
Price$800
TypeD
BankChase
Limit$9,000
OpenedSep 2022 (3 yrs)
Reports17th
Price$675
TypeD
BankBest Buy
Limit$15,000
OpenedOct 2009 (16 yrs)
Reports29th
Price$1,050
TypeD
BankDiscover
Limit$14,000
OpenedJun 2024 (1 yr)
Reports24th
Price$600
TypeD
BankCapital One
Limit$10,000
OpenedMar 2019 (7 yrs)
Reports3rd
Price$700
TypeD
BankSynchrony
Limit$8,000
OpenedSep 2024 (1 yr)
Reports24th
Price$550
TypeD
BankBOA
Limit$21,000
OpenedSep 2022 (3 yrs)
Reports8th
Price$800
TypeD
BankTHD/CBNA
Limit$5,001
OpenedMar 2021 (5 yrs)
Reports6th
Price$550
TypeD
BankPFFCU
Limit$20,000
OpenedJan 1998 (28 yrs)
Reports6th
Price$1,250

Tradelines reserved on a first-come basis. Reporting cycle: 14–30 days. Holds for 2 reporting cycles standard.

The A.C.T. Process

From the first call to the final close.

01

Consultation

Free strategy call. We audit your credit, goals, and capital position.

02

Repair & Build

Dispute cycles begin. Primary auto tradeline placed and seasoned.

03

Get A.C.T. Funding

Contract submitted, underwritten, and funded — keys and capital in hand.

04

Wealth Stack

Ongoing coaching to convert credit into assets, business, and legacy.

Ready when you are

Let's build something worth funding.

Book a confidential consultation. Bring your contract, your goals, or both — we'll handle the rest.